Real estate appraisal services for homeowners in the city of Elkins and Randolph County

Check out the top seven reasons WV homeowners call on Hickman Appraisals:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. To cut your monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a WV divorce, when real estate needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in Randolph county or WV

Need help deciding the price of your home in or near Elkins, WV?
Contact Hickman Appraisals.

At Hickman Appraisals, we understand the individual needs of a consumer in need of appraisal services. Our customary business clients are used to the appraisal process and the customary "products" we deliver to them. As our valued client, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value report than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're experienced in helping customers just like you remove unneeded PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in an area that is going down or not appreciating as much as other properties close to yours. That means you're going to pay more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Hickman Appraisals is your #1 weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be difficult from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. Hickman Appraisals can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for preciseness, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Hickman Appraisals offers field reviews where we go out and check the subject and comparables. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.